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LEASE-TO-OWN THE AUTOMOTIVE PRODUCTS YOU WANT!

Your pathway to owning the products you want

BUYING NEW TIRES AND WHEELS USING OWN.LEASE


No Money Down
Pay Over 13 or 18 Months
No Credit Needed
101-Day Early Purchase Option
BENEFITS OF LEASE-TO-OWN
1
No Credit Needed

Credit will be checked, but we consider more than your credit score when you apply.

2
Quick Approvals

Our application is fast and easy to complete, and won't harm your credit. You could get approved instantly from $250 to $5,000!

3
Flexible Payments

Flexible lease payment options that match your payday. OWN.LEASE makes it easy and convenient!

WHY LEASE-TO-OWN?

A lease-to-own payment is simply a payment arrangement where consumers make payments in order to gain ownership

Lease-to-Own
Pay In Full
Affordable Payments
No Credit Needed
Flexibility in Payments
No Hard Check Payment Plan
FAQs
What does "No Credit Needed" mean?

“No Credit Needed” means that you may be approved for financing or leasing without a credit score or credit history. Applicants with poor, or even no credit, may be approved, but credit is checked as part of the application process. Your credit score is not the sole consideration for qualification. You are invited to apply, no matter what your credit history is!

What does Rent-To-Own/Lease-To-Own mean?

“Rent-to-own, also known as lease-to-own, allows you to access products today by paying an initial rental payment. You make periodic renewal payments, obtaining ownership of the product if you pay the total of payments necessary to acquire ownership or you exercise an early purchase option. You can return the product at any time without penalty, terminating your rent-to-own transaction.”

What if there is an issue with my merchandise?

Contact us and we will do our best to work with you to resolve the issue.

What if I can no longer afford my payments?

You can always terminate an Lease-to-own agreement by returning the property. We understand that unexpected situations come up and may prevent you from continuing to lease-to-own your merchandise. Please feel free to call customer service (855-447-4921) to discuss your options.

How do I make payments?

We offer multiple payment options for your convenience.

  • Pay via our Customer service team by calling 855-447-4921.
  • Pay by mailing in a check or money order to 1207 Delaware Ave Ste 190, Wilmington, DE, 19806.
  • Pay through our online portal. To make a payment through our online portal, simply log in to your account on Own.Lease. Once logged in, navigate to the main dashboard and click on the “Payment Profiles” tab to complete your payment.
Is this a revolving credit account?

No, this is not a revolving credit account.

How long until my approval expires?

Your approval is generally good for 45 days, but please refer to your specific approval terms.

How can I contact Own.Lease?

If you have questions, we can help! Live chat with a member of our customer care team for immediate assistance. Click on the chat widget on the bottom right corner of your screen on https://own.lease/
Other ways to contact us:
Phone: 855-447-4921
Email: [email protected]
Mailing address
1207 Delaware Ave Ste 190
Wilmington, DE, 19806

What do I do if am in financial hardship?

“Contact Own.Lease right away, our customer service representatives will do their best to find a payment option that works for you. Or, you can terminate the agreement at any time by returning the leased item.”

How do I get a copy of my credit reports?

You are entitled to a free credit report every 12 months from each of the three major consumer reporting companies (Equifax, Experian, and TransUnion). You can request a copy from AnnualCreditReport.com.

You can request and review your free report through one of the following ways:

Mail the completed form to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

How Can You Contact Own.Lease If You Have A Complaint?

Own.Lease is committed to providing the best possible service to every one of our customers. If you are dissatisfied with any aspect of your experience, Own.Lease is here to listen and ensure exceptional customer service moving forward. We welcome feedback. Complaints help bring opportunities for improvement to our attention. Own.Lease ensures that complaints are dealt with effectively and are taken seriously.

Own.Lease responsibility will be to:

  • Acknowledge every complaint in a timely manner.
  • Learn from the complaint and use it to improve our service.

The complainant’s responsibility is to:

  • Explain the matter as clearly and as fully as possible, including any action taken to date.
  • Allow Own.Lease a reasonable time to deal with the matter.
  • Tell us what you would like the outcome of the complaint to be if you can. Please understand some matters may be beyond Own.Lease’s control.

You can contact us by telephone, email, or in writing.
Own.Lease
1207 Delaware Ave Ste 190, Wilmington, DE, 19806

General Customer Service: 855-447-4921
Email: [email protected]

How can I update my personal information on my Own.Lease account?

If you would like to update your information, please speak with a member of our Customer Care team. You can also use the Login at the top right of our website on https://own.lease/